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Technische schades hebben steeds vaker een bedrijfsschadecomponent


Het gespecialiseerde technische expertisebureau Vanderwal & Joosten werkte voor bedrijfsschades tot dusver exclusief samen met Joling Koestering, het gespecialiseerde bureau van de ervaren bedrijfsschade-authorities Jan Joling en Ger Koestering. Sinds kort heeft ‘VWJ’ ook een bedrijfsschade-expert in huis in de persoon van Robert van Weel, die momenteel nog als zelfstandig ondernemer opereert onder de naam […]

Achmea-manager Marieke van Kralingen verruilt verzekeringsbranche voor de zorg


Marieke van Kralingen MBA, manager Buitendienst bij Achmea Personenschade, verruilt na een dienstverband van bijna twaalf jaar de verzekeringsbranche voor een nieuwe baan in de zorgsector. Op haar LinkedIn-account schrijft Van Kralingen: “DANKBAAR… Dankbaar kijk ik terug op afgelopen week waar ik afscheid heb genomen van mijn collega’s bij Achmea Personenschade. Na 20 jaar zakelijke […]

Uitslag vorige poll: Meningen verdeeld over stelling seksuele intimidatie, pesten en andere misstanden op de werkvloer!


Internet al bij Lloyd’s zijn ook in Nederland maatregelen wenselijk tegen seksuele intimidatie, pesten en andere misstanden op de werkvloer! Zo luidde de stelling in de vorige poll in deze nieuwsbrief. Aanleiding hiervoor vormde enkele perspublicaties around misstanden op de werkvloer bij Lloyd’s – o.a. overmatig drankmisbruik, pesten en seksuele intimidatie –  en de maatregelen […]

54 African Nations Agree To Continental Free Trade Deal – World Liberty Weekend


Leaders from 54 African nations satisfied in early July to indicator the African Continental Cost-free Trade Agreement (AfCFTA), turning out to be the greatest absolutely free trade zone since the Entire world Trade Corporation was formed in 1995. Leaders hope that the offer will create a $three.four trillion financial bloc and bolster the Africa’s reduced intracontinental export level. With Eritrea at this time staying the only nation to not sign (nevertheless they have now requested to sign), the freshly-formed no cost trade space would incorporate 1.3 billion people and $two.three trillion in GDP.

The 27 nations that have officially ratified the arrangement have eliminated ninety% of tariffs and system to stage out the other ten% on “sensitive goods” more than time. In accordance to the United Nations, trade among the African nations could be boosted by above fifty% by 2022 and could double the moment all of the tariffs have been removed.

Component of Africa’s woes is that it is made up of a plethora of smaller economies that do not bring in substantial-scale investment decision. According to Alexander Hammond, Senior Fellow at Africa Liberty, “Africa has extremely reduced-levels of intra-regional trade in comparison to other locations in the earth. For instance, in Europe and Asia, intra-continental trade accounts of 69% and 59% of total exports respectively, whilst in Africa just eighteen% of whole exports were being traded within just the continent.”

Tariffs and regulations have also played a position, and cause seemingly nonsensical export selections. Nigerian cement enterprise proprietor and billionaire Aliko Dangote promises that he has troubles marketing to neighboring Benin irrespective of it getting only 25 miles away from Nigeria and that they want to purchase from China as a substitute. Unfortunately, exports intracontinentally are just as well pricey.

The vast majority of Africa’s exports are oil and minerals to massive economies like the United States, Europe, and China, which are vulnerable to cost fluctuations producing too a great deal reliance a boon to any financial system. “When African nations trade with each other, they’re a great deal far more likely to trade in greater-price manufactured goods,” states Hammond. “Therefore, increasing intra-continental trade […] will aid African nations diversify their exports and make a lot more resilience to price tag fluctuations.”

The AfCFTA is also anticipated to develop a much more varied position market place. Becoming a large exporter of raw components suggests less options to do the job from home. Secretary Normal of the UN Conference on Trade and Improvement Mukhisa Kituyi hopes that Africa will “gain a lot more industrial and price-added positions in Africa mainly because of intra-African trade,” since there ought to be an maximize in desire and an expanded creation due to the deal.

Though talks are enthusiastic, some leaders do have issues about the results of the arrangement, the most noteworthy staying Nigeria. The worry of a flood of cheap imports anxieties Nigerian president Muhammadu Buhari who stated that the AfCTFA could “undermine area producers and business people, or […] lead to Nigeria getting a dumping floor for completed products.” Local makers backed the President’s final decision in advance of he sooner or later made a decision to indication just after South Africa agreed.

At the Kigali Summit in 2018 the place the initial international locations signed the AfCTFA numerous also signed the Protocol on Absolutely free Movement of People which gives citizens a “right of entry” into any member state, a “right of establishment” that presents “the appropriate to […] to acquire up and pursue economic activities […] in the territory of a different Member State” and a “right of home.” The 30 countries that signed this agreement will reduce visa necessities and agree to not discriminate from customers of other nations around the world.

The inability to enter other African nations without adhering to visa and stringent entry specifications pretty much halted free trade and built it considerably more hard to resolve skills gaps among the labor. Organizations inside of collaborating countries will be much more conveniently ready to retain the services of gifted and crucial team to boost output and over-all economic expansion.

The countries that haven’t signed are generally worried with mass immigration would generate task reduction and decrease wages for nearby employees. Poorer international locations are also involved about “brain drain” (also recognized as human funds flight) exactly where their most skilled staff go to much more created economies probably producing lessen purchaser paying and reduce top quality of goods.

This arrangement is only the starting, as section II regarding competitiveness coverage, financial commitment, and mental property are to be negotiated, and with just about each individual state agreeing to free trade, there are hopes of developing a future customs union, and possibly a continent-large currency. The large prospective is particularly interesting and it is good to see Africa commence to choose management of its overall economy following remaining a sufferer of colonization for so prolonged. This arrangement is a internet favourable not only for the continent, but the relaxation of the planet as effectively.

The publish 54 African Nations Agree To Continental Totally free Trade Offer – Planet Liberty Weekend appeared very first on Currently being Libertarian.

Shock as it emerges UHURU does not pay RAILA single dime for the good work he is doing for him; he just does it out of good heart


Sunday July 21, 2019-President Uhuru Kenyatta does not pay previous Prime Minister Raila Odinga for the excellent function he is performing for the Jubilee Government in conditions of progress.

This was discovered by Raila Odinga’s spokesman Dennis Onyango, who said that his manager does not have any official position in Authorities to warrant payment other than his continental assignments.

Raila has frequently been holding formal Govt conferences and supplying consultancy for the Federal government of President Kenyatta.

According to Onyango, Odinga is only facilitated by relevant ministries whenever he retains capabilities throughout the country. He has out his aim on Agriculture, Energy and Infrastructural Improvement.

“Officially, his job is that of the AU infrastructure representative and related authorities agencies have been instructed to perform with him and facilitate his travel wherever he goes,” Onyango said.

He mentioned Raila has been serving to handle issues relating to sectors he is passionate about, like infrastructure, afforestation and agriculture. 

“Occasionally, some ministers get in touch with to seek the advice of him on various issues,” added Mr Onyango. 

The Kenyan Daily Submit

Government spokesman, CYRUS OGUNA accused of owning a club in Langata that is playing loud music at night – Residents are not sleeping


Sunday July 21, 2019-Nairobi residents have asked Nairobi Governor, Mike Sonko, to order the closure of Four Horsemen Grill and Bar in Langata saying the club is earning deafening sound at night time.

 According to inhabitants who involve renowned blogger, Robert Alai the club which is owned by authorities spokesman, Colonel Cyrus Oguna is always taking part in deafening music that can’t make it possible for their people to snooze comfortably.

4 Horsemen Club and Grill is located opposite Uhuru Gardens.

Residents have claimed that they have not experienced slumber for the previous two months owing to deafening noise from the club. They no lengthier enjoy staying in their houses during the weekends. They have tried out to complain but county askaris have not taken any action.

Some people claimed National Setting Management Authority (NEMA) and town council officers constantly pay a visit to the club but they are usually bribed by Oguna and his operatives.

The Kenyan Every day Article

MUTHAMA tells Kenyans to reject UHURU AND RAILA ‘s referendum push – They want for more seats with their families


Sunday July 21, 2019-Former Machakos Senator, Johnstone Muthama, has accused President Uhuru Kenyatta and ‘his brother’ Raila Odinga of championing for the referendum for their individual selfish gains at the price of the relaxation of Kenyans.

Talking on Saturday Muthama stated Uhuru and Raila are employing  the referendum to push for the position of Key Minister which Uhuru will occupy following retiring from the presidency in 2022 as the structure cant allow for him to acquire the presidency yet again though Raila vies for the presidency.

“The amendment of the structure is aiming at two top rated federal government positions that is of the Primary Minister and of the presidency that we have now. Uhuru is setting up to use that chance to consider the Prime Minister place following 2022 as the structure can’t let him to vie for the presidency yet again,” Muthama explained.

‘This nation does not have plenty of money to support satisfy the political class,” Muthama reported.

Muthama now desires Kenyans to reject the drive for constitutional alterations if it is aimed at developing additional political seats as the place does not need to have the creation of a lot more political seats to fulfill the political class.

“If you talk to me I will tell you that Kenyans do not want a referendum that is concentrated on developing positions for the political course,” he stated.

The Kenyan Day by day Write-up

This Is How I Revenged On a Woman Who Stole My Husband


I am not quick to acquire motion, in most situations I seek advice from God prior to I do just about anything. But this matter harm my heart, it introduced tears into my eyes, agony and misery into my existence right up until I determined to take motion.

My partner of 15 years almost divorced me for a woman who life in Mlolongo.It began when the female relocated to Mlolongo in an estate exactly where my husband is effective as a care taker.At first I didn’t suspect just about anything since my spouse pretended to be a committed Christian.We lived fortunately until finally he begun dropping desire in me.He could come at evening,at all-around 10 pm,go straight to the mattress with out asking for food stuff.In the mattress,he would snooze as if I am not sleeping next to me…he fully forgot me.

I started sensing that there was a thing completely wrong in his life.I experienced been employed to a gentleman who the first matter he asks for is food stuff, the very first thing he asks for in mattress is to rest with me.Then right here is a absolutely improved guy.The red indication manufactured me to start investigating what experienced modified in him.

In my estate,Embakasi,I experimented with to look into no matter whether there was any female who could be getting an affair with him. The much more I investigated, the a lot more I did not get responses.I determined to individually pay a visit to his business office in Mlolongo.

I waited for him to go away the household and begun getting a shower. At all over ten am,I made the decision to surprise him, I did not explain to him I would be there. I stormed his workplace and caught him off-guard…he was conversing to a gentleman who experienced occur to view a property.

Right after observing me,he roared,”you female,umekuja kufanya nini,nani alikuambia unifuate fuate”

I overlooked his text and went straight to a mulika mwizi phone which was on a desk.I took it and dashed outdoors.

What I saw in the cell phone practically designed me regret why I went to disturb my spouse in the place of work.Think about,I have never ever witnessed the telephone,my spouse employs it only when he is in the business. I examine over 70 messages sent from a female.

Out of anger,I wrote down the woman’s quantity and saved it in in my cell phone.I then known as the lady inquiring her what she was undertaking with my person.

“If you want peace,go to your home. Your husband doesn’t love you any longer and in long run I will arrive to stay in that dwelling you call your home”,she informed me on my experience.That day I went household coronary heart damaged.

My spouse came early and it was unconventional. With out uttering a term,he set his coat on a couch and began beating me.When the beating bought worse,I slipped off his fingers and disappeared. I went to snooze in my neighbour’s household.

The subsequent early morning I returned to my house,only to locate the lady experienced now arrived and she was throwing my belonging outdoors the residence.When I tried using to resist,she identified as my spouse,who warned me of dire outcomes if I really do not disappear from the scene within just an hour.

Soon after they had been as a result of, I took my garments and went to are living with my mothers and fathers in Makueni.

It was in Makueni wherever my mother told me to seem for a way to convey again my partner.For three excellent months, my husband had not talked to me,I guess he was content.I had finished prayers and fasted all that time but I never saw everything excellent coming.In the party of seeking for a solution,I achieved a buddy, some girl who I schooled with. She is the 1 who inspired me to go to a person who is well known for bringing alongside one another partner and wife .

I am normally skeptical about witch doctors and conventional hebalists,but this time I was so desperate that I required to consider a single.I took the herbalist’s amount,which is 254740637248 and identified as him.He informed me to e book a day and I did as his directions.He also gave me this electronic mail to contact him in situation he is unavailable Email: mugwenudoctors@gmail.com

Soon after two weeks,I went to check out the herbalist in Nairobi,he is termed Dr Mugwenu.The great detail he did to me was to acquire me as a result of the procedure..he is so skilled.He then gave me a drug to use and cleanse myself and other points that I just can’t mention right here.

Soon after two weeks my husband termed me for greetings, he said he experienced missed me and he required to communicate to me and apologize.I later understood from a neighbor in Nairobi that the lady who chased me from the dwelling experienced stolen every thing and disappeared.

As I produce this, we are dwelling collectively. I am grateful for my mate who directed me to the physician.

Phone – 254740637248 


Functioning Several hours – MONDAY – FRIDAY 9AM – 6PM

Good Luck Spells

‘Spells which convey Superior Luck for you’
We all human being going through difficulty in our day to working day everyday living. Some problems are tiny while some issue is very long. If someone continues dealing with issue then he or she could be in require of great luck in his or her favor to attain density. There is not specific superior luck determine but sure a single can make luck in their favor with assist of spells caster by employed of fantastic luck spells.
There are different varieties of superior luck spells will used for distinctive purpose. For illustration, Superior luck spells for joy and good results will aid person to reach their goals whichever he or she is wanting for. Good Luck Spell is for any person who desires some great luck in their lifestyle.
Improve your luck now with help of powerful spells, In fact, Good Luck Spells are specifically helpful when another person want to use the Fantastic Luck Spell when you drive to simply call upon outstanding fortune into your lifetime.
Bring more good luck and banish undesirable luck and bad luck spells with assistance of casting great luck spells
Check out Great luck spells of Mugwenu Physicians – While This Spells Definitely Function.
Some of the Important Causes to Speak to Mugwenu Doctors for God luck spell :
*The most effective spells!
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Avail prompt and confirmed end result with help of Mugwenu Physicians superior luck spells
Get in touch with Dr. Mugwenu Doctors for fantastic luck spells
Electronic mail ME ALL YOUR Queries OR Demands AT

Contact – 254740637248 


Performing Hrs – MONDAY – FRIDAY 9AM – 6PM



Magick Spells and Spell Casting. Magickal Spells for Really like and Funds

Income Spells with Candles.

You can forged potent cash spells with the assistance of unique candles to catch the attention of prosperity and attain prosperity in your life.
Just before spell casting it is critical to opt for the colour of the candles that you are working with for spell casting.

If you will use a completely wrong color candle then the final results will fluctuate and you may perhaps not get the wanted results that you are searching for.
Initial we will discuss distinctive candle colors that you will use for spell casting.
If you wish that your small business should mature, or if you have your forefathers shop or manufacturing facility or just about anything that you want to be a lot more massive and to earn heaps of cash from it then you will use COPPER Coloured Candles.
If you sense that you are normally unlucky and you deficiency fantastic luck, and if just about anything that you do is a full failure then you will go for BROWN coloured candles
And final but not the least and largely utilized candles for income is the Environmentally friendly coloured candles.
If you are on the lookout for fame, prosperity, great appear, abundance of money and owning achievement and funds in any form of work that you will have to go for Inexperienced coloured candles.
Now if you are not positive and confused as which candle you have to select then you may go for Green Coloured Candles..
This is a pretty Easy Candle Dollars Spell that anybody can do and accomplish success and prosperity.
You will have to do the spell casting early in the morning in advance of dawn.
You will consider two inexperienced candles, On one particular candle writes your name and on the other candle compose these words ZOR MOR LAN ANA.
When this is finished tie these candles with a green thread. Gentle the candles and chant KANCANA MILE AAN. Chant this phrase forty times and focus pretty hard so that your sturdy energies will be recognized by the universe. You will have to concentrate until the candles soften. After this you will obtain the still left wax. Get a money plant and place the wax in the income plant and that plant you will have to hold In your dwelling and plant each day. Shortly you will see lots of income flowing in your existence.
But all over again right before spell casting, always choose a religious bathtub with rose water. And see that you release only optimistic electricity into the universe. And if you come to feel you are negative and not positive then do not cast the spell. If you will send negative energies in the universe then the spell will again fire and this will be far more difficult in your everyday living.
In that situation let a expert spell caster do this career for you. Also you can make contact with me and I will guide you in a far better was as what has to be completed.
So have concerns or seeking for spells. E-mail me and I will tutorial you.
Electronic mail ME ALL YOUR Inquiries OR Demands AT
Connect with – 254740637248 


Functioning Hours – MONDAY – FRIDAY 9AM – 6PM