Sunday, February 16, 2020
pros-and-cons-of-taking-a-gap-year
Taking a gap year before, during, or after university is a popular way to learn about the world and experience different cultures. While gap years can be rewarding and educational, it’s essential to understand the risks and benefits before you take off. What’s Your Intention? Your goals and aspirations for your gap year make all…
hemp-cbd-across-state-lines-missouri
The Agriculture Improvement Act of 2018 (“2018 Farm Bill”) legalized hemp by removing the crop and its derivatives from the definition of marijuana under the Controlled Substances Act (“CSA”) and by providing a detailed framework for the cultivation of hemp. The 2018 Farm Bill gives the US Department of Agriculture (“USDA”) regulatory authority over hemp…
your-hemp-questions-answered-part-2
Last month, Daniel Shortt and I put on a webinar on the US Department of Agriculture’s (“USDA”) new interim hemp rules. We got some great questions from our viewers but were unable to answer all of them in real-time. In this two-part series, Daniel and I will respond to a number of those questions. In…
your-hemp-webinar-questions-answered-part-1
Last month, Nathalie Bougenies and I put on a webinar on the US Department of Agriculture’s (“USDA”) new interim hemp rules. We got some great questions from our viewers but were unable to answer all of them in real-time. In this two-part series, Nathalie and I will respond to a number of those questions. This…
how-do-cash-back-rewards-work-on-a-credit-card
It’s hard to say no to getting money back. When it comes as an added perk to your credit card, you figure there might be a catch — right? Cash back rewards do come with certain conditions but as a rule, those conditions aren’t onerous. If you’re a responsible spender and manage your debt well,…
how-to-choose-a-co-branded-credit-card
You can find co-branded credit cards offered by retail stores, airlines, and even tech companies. These credit cards help companies because they encourage you to spend money with their organization. If used carefully, co-branded cards can help save you a lot of money. Here’s what to consider. What Rewards Do You Want? The first step…
federal-agencies-provide-new-guidance-for-hemp-banking
The tides have been rapidly changing for hemp companies to gain access to banking, which has not traditionally been available to hemp companies due to the fact that hemp was (sort of) federally illegal until about a year ago. As we previously explained: Commercial marijuana activity remains a federal crime,  and the Bank Secrecy Act…
why-do-i-get-different-credit-scores-from-different-websites-in-canada
Have you received a different credit score from a credit monitoring website than you did when applying for a car loan or mortgage? This isn’t just surprising for you: it’s a likely result. Canadians can use several free credit report sites to monitor their credit; they can also pay for credit monitoring and access to…
hemp-and-cbd-submit-your-comments-on-usda-interim-hemp-rules-by-december-30
The hemp industry is up in arms over the USDA’s interim rules establishing a domestic hemp program.  As of this writing you can find some 900 comments published on regulations.gov. The din of complaints about the deleterious effect of several rules caused Senator Chuck Shumer to send a letter on December 3 to U.S. Agriculture…
how-to-export-medical-cannabis-internationally
Over the past few years, our international trade team has advised a rapidly expanding suite of clients on import/export issues related to cannabis. We regularly advise clients on manufacturing overseas, hemp import/export issues, and customs. Currently we are also working on heady questions surrounding international treaties and cannabis. One thing no one has hired us for yet,…